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Corporate Banker - RJ Bank

Raymond James Financial, Inc.

Saint Petersburg, FLJobNo compensation foundTracked 4 days agoSeen in employer's feed 4 days ago
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At a glance

Compensation
No compensation found
Location
Saint Petersburg, FL
Work Authorization
Not specified

Job overview

The Corporate Banker will collaborate with commercial lenders on complex loans, interview applicants, evaluate financial information, and develop loan terms. Responsibilities include creating a profitable loan pipeline, maintaining customer databases, managing loan portfolios, structuring and pricing loans, ensuring compliance, and performing other assigned duties while providing high-quality customer service.

Skills & qualifications

RequiredNice to have

Skills

Analyzing Financial InformationNegotiating Commercial Loan TermsMaintaining Customer DatabaseDeveloping Loan PortfolioStructuring and Pricing LoansVerifying Customer ComplianceOperating Standard Office EquipmentAttention to DetailOrganizing and Prioritizing TasksEffective CommunicationIndependent and Collaborative WorkHigh Level Customer ServiceEstablishing Working RelationshipsMaintaining Currency in Commercial Lending Policies

Full job description

Essential Duties and Responsibilities:

  • May participate with other commercial lenders on larger, more complex loans.

  • Interview loan applicants.

  • Obtain, interpret and evaluate financial information to determine credit worthiness.

  • Develop and negotiate terms and services of commercial loans and accounts.

  • Make decisions on loans within limits or make recommendations to management.

  • Create a pipeline of secure, profitable loans, deposits and specialty commercial financial services.

  • Maintain a customer and prospect database.

  • Develop and maintain a balanced and sound loan portfolio in line with established policies, strategies and procedures.

  • Structure and price loans.

  • Negotiate with customers and obtain necessary approvals.

  • Monitor existing loans to ensure compliance with the terms of the loan and take corrective action on variances.

  • Perform other duties and responsibilities as assigned.

Knowledge of:

  • Concepts, practices and procedures of commercial lending.

  • Loan portfolios, capital lines, equipment term loans and commercial real estate and Small Business Administration (SBA) loans.

  • Established organizational policies, strategies and procedures for commercial lending.

  • Principles of banking and finance.

  • Financial markets and products.

Skill in:

  • Analyzing financial information and determining credit worthiness.

  • Negotiating commercial loan terms.

  • Maintaining a customer and prospect database.

  • Developing and maintaining a loan portfolio.

  • Structuring and pricing commercial loans.

  • Verifying customer compliance with terms.

  • Operating standard office equipment and using required software applications.

Ability to:

  • Attend to detail while maintaining a big picture orientation.

  • Organize and prioritize multiple tasks and meet deadlines.

  • Communicate effectively, both orally and in writing.

  • Work independently as well as collaboratively within a team environment.

  • Provide a high level of customer service.

  • Establish and maintain effective working relationships with external customers.

  • Maintain currency in commercial lending policies, practices and procedures.

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