Senior SDE - Java - Chennai

Designation: Senior SDE – Java Developer

Location: Chennai

Experience: 5-8 years

Who Are We?

M2P Fintech is a leading Banking Technology Platform, shaping the future of digital finance. Established in 2014 and headquartered in Chennai, we have a strong footprint across 30+ countries in Asia-Pacific, the Middle East & Africa (MEA), and Oceania.

At the forefront of next gen fintech, we drive innovation in banking, lending, and payments infrastructure. Powering global fintech transactions, our comprehensive technology stack enables seamless banking solutions, lending platforms, Buy Now Pay Later (BNPL) services, customized credit cards, prepaid cards, and more.

About the Role

M2P Fintech is looking for Lead Engineers to build scalable software systems that are high-performance, highly available, highly transactional, low latency and massively distributed. As part of a cross functional team, you will be working in a fast-paced and agile work environment delivering quality and innovative solutions that have immediate business impact. You will take the challenges and ownership that comes while developing a complex system. You will actively mentor junior engineers and guide them in top development practices and maintain a high-quality codes. You will also be a team player with a knack for visual design and utility.

What Will You Do in this Role

• Develop object‑oriented models and design data structures for new software projects, implementing business logic and data models with appropriate class design.

• Conduct software analysis, programming, testing, and debugging, and recommend changes to improve existing processes.

• Recommend software solutions to address emerging needs in banking functionality and reporting capabilities.

• Solve complex problems with innovative approaches and deliver high‑quality solutions while taking ownership and accountability for assigned tasks.

• Demonstrate strong learnability and adopt technologies that support building large‑scale, high‑performance, reliable, and sustainable systems.

• Collaborate with peers and architects across all stages of the development process.

• Working experience or knowledge of UPI payments will be an added advantage.

What You’ll Need to be Successful in this Role

• B.E or B.Tech in Computer Science or an equivalent degree.

• Technical Skills: Java, Microservices, Spring Boot, Spring MVC, Spring REST APIs, Spring Security, JSP, Web Applications, OAuth2, and proficiency in React.js and Node.js.

• Working knowledge of PostgreSQL and MongoDB (both mandatory).

• Hands-on experience with Redis and Kafka.

• Strong understanding of API design, authentication, and versioning.

• Exposure to Next.js, GraphQL, WebSockets, or event‑driven systems.

• Excellent coding skills with strong competencies in data structures, algorithms, and their time‑space complexities.

• Strong problem‑solving abilities paired with analytical thinking and effective communication skills.

• Excellent debugging skills.

• Ability to understand business requirements and translate them into technical solutions.

Perks and Benefits

• Inclusive and People-First Culture

• Health & Wellness Programs

• Comprehensive Medical Insurance

• Recognition Programs

• Performance-based ESOPs

• Learning Opportunities