Senior Digital Product Owner - Lending

Job Duties

Job Description

What is the opportunity?

As a Senior Product Owner for Lending you be responsible for providing strategic leadership and oversight of digital product initiatives in RBC's Banking & Lending business within US Wealth Management. You will align product strategy with lending objectives, and drive innovation across the digital client experience and lending solutions portfolio. This role will have a focus on Tailored and Securities Based Lending.

What will you do?

Strategic Leadership

Define digital product strategy for lending products including Securities Based and Tailored Lending

Establish product roadmaps aligned with lending business goals and customer needs

Identify market opportunities in alternative lending, and credit products

Drive innovation in customer-facing and internal lending platform experiences

Ensure compliance with banking regulations, anti-money laundering (AML), and consumer protection frameworks

Team Leadership & Development

Provide coaching on product strategy, regulatory requirements, and banking industry best practices

Foster collaboration between product, compliance, risk, fraud prevention, and business teams

Portfolio & Financial Management

Oversee lending product portfolio performance and ROI

Manage budget for technology used for lending products

Prioritize investments based on customer value, revenue impact, and strategic fit

Present business cases to secure funding for digital transformation and product innovation

Monitor product profitability, cost structures, and operational efficiency

Stakeholder & Executive Engagement

Report to Banking & Lending leadership on product performance, market trends, and competitive positioning

Manage relationships with key stakeholders including Banking/Lending Product team, vendors, IT/App Dev partners, compliance, and risk teams

Communicate product vision and roadmap across the organization

Represent product function in regulatory and strategic business discussions

Ensure alignment with RBC's broader digital and lending strategy

Process & Governance

Establish product management frameworks aligned with banking regulations and RBC governance standards

Implement decision-making structures for product launches and feature prioritization

Ensure compliance with federal banking regulations, consumer protection laws, and fair lending requirements

Drive continuous improvement in product development processes while maintaining security and data privacy standards

Coordinate with Security, Compliance, Risk, and Fraud Prevention teams on product initiatives

Support product documentation and audit requirements

What do you need to succeed?

Must-have

Bachelor's degree, preferably in business, finance or technology

7+ years of product management experience in financial services (banking, lending, or consumer finance)

5+ years leading product management teams

Proven track record of scaling digital products in highly regulated banking environments

Strong understanding of banking industry and lending operations

Experience navigating regulatory compliance, risk management, and consumer protection in financial services

Excellent strategic thinking and executive communication abilities

Deep knowledge of agile and digital product development methodologies

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.

Leaders who support your development through coaching and managing opportunities.

Ability to make a difference and lasting impact.

Work in a dynamic, collaborative, progressive, and high-performing team.

Opportunities to do challenging work.

Opportunities to build close relationships with clients.

The expected salary range for this particular position is $70,000-$130,000, depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

Drives RBC's high-performance culture

Enables collective achievement of our strategic goals

Generates sustainable shareholder returns and above market shareholder value

Job Skills

Agile Product Development, Communication, Customer Service, Customer Success, Decision Making, Group Problem Solving, Leadership, Long Term Planning, Teamwork, Time Management

Additional Job Details

Address:

250 NICOLLET MALL:MINNEAPOLIS

City:

Minneapolis

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-11

Application Deadline:

2026-08-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

RBC is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans status or any other legally-protected factors.

Minimum Education Required

Bachelor Degree

Minimum Experience Required

7 - 20 years

Shift

First (Day)

Number of Openings

1

Public Transportation Accessible

Yes

Veterans Encouraged to Apply

Yes

Physical Required

Yes

Drug Test Required

Yes

Compensation

$11.41 / Hourly

Postal Code

55401

Job Type

Full Time

Place of Work

On-site

Requisition ID

RBCAA0088R0000182425EXTERNALENCA

Job Benefits

Not specified