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Outreach Specialist III

M&T Bank

Getzville, NYJob$20.55–34.25/hrTracked 1mo agoSeen in employer's feed 4 days ago

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At a glance

Compensation
$20.55–34.25/hr
Location
Getzville, NY
Work Authorization
Not specified

Job overview

Responsible for managing an assigned customer base of delinquent loans, mitigating loss situations and reducing non‑accrual and loss population to M&T Bank. Evaluate loan status to decide on interactions with customers, branch and relationship managers, and transfer accounts to the Workout Team as needed.

Skills & qualifications

RequiredNice to have

Skills

Word ProcessingSpreadsheetPresentation SoftwareSkip TracingM&T Bank SystemsVerbal CommunicationWritten CommunicationDetail Oriented

Qualifications

Bachelor’s Degree1+ Years Collection ExperienceTwo Years Collection ExperienceCommercial, Revolving Credit or Overdraft Products KnowledgeFinancial Statements Analysis and Collateral Valuation KnowledgeM&T Bank Systems Knowledge3 Years Higher Education or Work Experience

Full job description

Overview:

Responsible for managing an assigned customer base of delinquent loans, mitigating loss situations and reducing nonaccrual and loss population to M&T Bank. Evaluate status of loan to decide on interactions with customers, Branch Managers and Relationship Managers. Transfer accounts to Workout Team based on delinquency or other risk triggering factors.

Primary Responsibilities:

  • Responsible for handling past due Commercial loans, Mortgages, Leases, Lines of Credit, Credit Cards and overdrawn Deposit Accounts.

  • Interact with customers via outbound calls, inbound calls and email correspondence.

  • Collaborate with direct management, business customers, sales and branch reps, and relationship managers to determine appropriate solutions which can include a recommendation for non-accrual and charge-off.

  • Initiate direct contact with business customers and all guarantors assessing the prospect of repayment; make recommendations for transfer to Workout/Special Assets.

  • Collaborate with Relationship Manager’s and CAM business partners to determine collateral type, value, and direction of loss mitigation strategy.

  • Thoroughly document loan/relationships supporting business recommendations.

  • Investigate and conduct skip tracing as required, utilizing resources available.

  • Keep abreast of business and market trends that may affect portfolio performance.

  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.

  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

  • Promote an environment that supports belonging and reflects the M&T Bank brand.

  • Complete other related duties as assigned.

Scope of Responsibilities :

Large percentage of time spent on the phone with customers.

Work under general supervision.

Education and Experience Required:

A combined 3 years’ higher education and/or work experience with a minimum of 1 year collection experience or customer services/sales experience.

Experience with word processing, spreadsheet and presentation software.

Detail oriented.

Strong verbal and written communication skills.

Education and Experience Preferred:

Bachelor’s degree.

Two years’ collection experience.

Knowledge of the Commercial, Revolving Credit or Overdraft products.

Exposure to financial statements, analysis, and collateral valuation.

Knowledge of M&T Bank systems.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Getzville, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

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