Underwriter Analyst

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.

Position Summary

Supports the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk in order to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development.

What you will do

• Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals, and/or accountings.
• Applies underwriting guidelines and escalates underwriting exceptions/financial variances for assigned cases to the appropriate level.
• Assists department with projects or workgroups; identifies and supports process improvement through automation or process change.

Required Qualifications

• 6+ months Health care/ insurance experience.
• Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
• Experience providing clear and concise written and verbal communications.
• Experience working with standard Microsoft Office products.
• Must be able to work onsite 3 days a week in Franklin, TN office.

Preferred Qualifications

• Strong Analytical Skills to interpret financial and medical information to make sound underwriting decisions.
• Proficiency in Microsoft Excel and experience working with underwriting or case management systems
• Demonstrated success in collaborating with others to meet/exceed expectations.
• Strong written and verbal communication for documentation, customer correspondence, and internal recommendations
• Detail-Oriented with the ability to manage multiple applications or projects
• Continuous improvement mindset and willingness to adapt to changing processes and guidelines

Education

• Bachelor's degree preferred.

Anticipated Weekly Hours 40

Time Type Full time

Pay Range The typical pay range for this role is:

$21.10 - $44.99 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility. Additional details about available benefits are provided during the application process and on Benefits Moments.

We anticipate the application window for this opening will close on: 09/01/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.