Senior Credit Analyst
Robert Half Finance & Accounting
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At a glance
Job overview
Robert Half Finance & Accounting is hiring a Senior Credit Analyst. The Senior Credit Analyst evaluates commercial lending opportunities across various portfolios, including business, commercial real estate, and construction. This role involves shaping well-supported recommendations for lending leaders and collaborating with relationship managers and credit partners. The analyst also provides guidance to less experienced team members.
Key focus areas include Assess commercial, commercial real estate, and construction loan requests by reviewing financial performance, repayment capacity, collateral strength, and overall creditworthiness., Develop thorough credit presentations and written analyses that clearly outline risks, mitigants, and lending recommendations for senior decision-makers., and Track portfolio performance by reviewing covenant compliance, past-due trends, policy exceptions, and emerging risk indicators across assigned relationships..
Successful candidates bring 3+ Years Credit Analysis Experience, 3+ Years Commercial Lending Experience, and 3+ Years Related Banking Environment Experience. Important skills include Evaluate Commercial Lending Opportunities, Shape Well-Supported Recommendations, Assess Commercial Loan Requests, Assess Construction Loan Requests, Review Financial Performance, and Review Repayment Capacity.
Skills & qualifications
Skills
Qualifications
Benefits
Full job description
Description
We are looking for an experienced Sr. Credit Analyst to join our team on the South Shore. In this role, you will evaluate commercial lending opportunities across business, commercial real estate, and construction portfolios while shaping well-supported recommendations for lending leaders. This position also offers the opportunity to work closely with relationship managers and credit partners, while providing guidance to less experienced analysts.
Responsibilities:
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Assess commercial, commercial real estate, and construction loan requests by reviewing financial performance, repayment capacity, collateral strength, and overall creditworthiness.
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Develop thorough credit presentations and written analyses that clearly outline risks, mitigants, and lending recommendations for senior decision-makers.
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Track portfolio performance by reviewing covenant compliance, past-due trends, policy exceptions, and emerging risk indicators across assigned relationships.
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Deliver informed recommendations to lending leadership to support sound credit decisions and balanced portfolio growth.
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Partner with commercial lenders and credit administration teams to gather information, clarify structure, and strengthen underwriting outcomes.
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Support entry-level analysts through coaching, review feedback, and day-to-day guidance on credit evaluation practices.
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Examine cash flow, borrower financial statements, and related documentation to identify repayment trends and potential exposure concerns.
Requirements
Background:
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3+ years of experience in credit analysis, commercial lending, or a closely related banking environment.
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Demonstrated ability to evaluate commercial, commercial real estate, and construction loan transactions.
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Experience analyzing cash flow, financial statements, collateral positions, and risk factors.
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Formally Credit trained is ideal
Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.
All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.
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