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At a glance
Requirements
Credentials this posting asks for.
Job overview
First Bank Elk River is hiring a Business Banker III. The Business Banking Officer serves the business banking needs of commercial entities within the market. This role involves working with existing clients, continually prospecting new clients, maintaining a portfolio within administration standards, developing fee income, cross-selling bank products, and actively participating in community involvement. The position operates in a professional office environment with occasional remote work permitted.
Key focus areas include Solicit new business by calling on prospects, Meet existing commercial client banking expectations, and Monitor the level of delinquency.
Successful candidates bring Commercial Lending. Important skills include Sales And Business Development, Credit Analysis Of Complex Financial Transactions, Customer Negotiation, and Communication.
Skills & qualifications
Skills
Qualifications
Benefits
Full job description
Job Duties
Mission or Purpose: The primary role of the Business Banking Officer is to serve all the business banking needs of commercial entities within our market.
Nature and Scope: While protecting private customer and bank information, the Business Banking Officer will work with existing clients to meet their banking needs, continually prospect new clients, maintain their portfolio within set administration standards, develop fee income consistent with goals, cross sell other bank products and be active in community involvement.
Accountabilities:
Weight (%) Description
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35% New Business Development- Actively solict new business by calling on prospects. The primary focus is on relationship banking which consists of both loans and deposits and direct contact with the business in contrast to loan participations. Loan participations will be considered on a case by case basis but is not the primary focus of the business development.
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45% Portfolio Administration - Meet the existing commercial client banking expectations within department objectives regarding credit quality, profitability and regulatory requirements. This includes monitoring the level of delinquency, proactively addressing and monitoring any classified assets, and maintaining a professional file that is up to date.
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10% Account Portfolio - Actively solicit new business from existing clients. This will include expanding the existing portfolio and increasing fee income and service penetration in relation to the department goals set.
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5% Community Involvement - Represent First Bank Elk River in the community.
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5% Professional Development - Develop a personal growth plan, which includes continuing education.
Position operates in a professional office environment as described and out of the office calling on customers, visiting their businesses and being present in the community at community functions and events. This position requires you to work mainly from the office, ensuring strong team interactions and effective communication. To promote work-life balance, occasional remote work is permitted.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
First National Financial Services (including all affiliates) is an equal opportunity employer. All qualified applicants are encouraged to apply. First National does not discriminate in its recruiting, hiring or employment practices on the basis of race, color, religion, creed, age, sex, pregnancy, childbirth, or related medical conditions, national origin, ancestry, marital status, familial status, disability, sexual orientation, gender identity or expression, military or veteran status, genetic information, status with regard to public assistance, or any other characteristics protected by applicable local, state, and/or federal laws.
If you are a job seeker with a disability and require accessibility assistance or reasonable accommodation to apply for an open position, please contact the HR Department at First Bank Elk River, 812 Main Street Elk River, MN, [email protected] or call 763-241-3637.
Minimum Education Required
BA preferred
Minimum Experience Required
Excellent communication skills with sales and business development, credit analysis of complex financial transactions and customer negotiation.
Minimum 5 years of commercial lending, ideally in a community bank.
Formal credit training or experience as a credit analyst or collateral examiner is a plus.
Shift
First (Day)
Number of Openings
1
Public Transportation Accessible
No
Veterans Encouraged to Apply
Yes
Physical Required
No
Drug Test Required
No
Compensation
$124,000.00 - $186,000.00 / Annually
Additional Compensation
position has incentive plan
Postal Code
55374
Job Type
Full Time
Place of Work
On-site
Requisition ID
37630
Job Benefits
Please note that the pay range provided is a good faith estimate for the position at time of posting. Actual compensation will be dependent on factors, including but not limited to the individual’s qualifications, experience, knowledge, skills, and abilities. First Bank Elk River offers a competitive benefit package including Medical, Health Savings Account contribution, Dental, Vision, Life, Short-Term & Long-Term Disability, 401k with match, Paid Time Off, Paid Holidays, Paid Medical & Family Leave, Employee Assistance Program, casual dress. Our outstanding dedicated team of people are also a benefit to our workplace
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